Forty year old Chris Bell is in a jam. Having taken over the family used car lot after his dad’s passing, he’s squandered most of the meager profits on playing poker at a local storage unit where he’s been losing more than winning. Now he owes the table owner Barry 10k. His old boss, Dan Money, mogul of used car avenue, also wants to buy him out. Chris needs 250k to keep the greedy Money away. Acting on a whim, Bell takes a donation angel off a Xmas tree hoping that a kind gesture for a stranger might turn the tables on his luck. But he finds out the hard way that luck is sometimes the worst thing to happen.